Trip Delay or Cancellation Insurance

Can You Afford to Go Without Customized Travel Insurance?

1. You could lose money you've invested for your trip, such as nonrefundable deposits, if bad weather conditions cause delay or cancellation of your trip.
2. You may have to cut your trip short and return home for an emergency such as an unexpected illness or death in the family forcing you to lose the remaining pre-paid portion of your trip and pay a ticket change fee for your return travel arrangements.
3. Your luggage could be lost, delayed, or stolen, forcing you to purchase additional clothes, essentials, or even prescription medications.
4. The airline, cruise line, or tour operator with which you're scheduled to travel suddenly ceases operation or goes on strike leaving you with no option but to cancel your trip.with no recourse for reimbursement.
5. Many major health plans in the U.S., Medicare, and Medicare Supplements offer little or no medical expense protection outside the U.S. (Medicare and Medicaid provide no coverage outside of the U.S.)
6. Due to an accident or a sudden illness, you or a family member may require emergency medical evacuation while traveling. Over 70 percent* of U.S. health plans, including HMOs and PPOs will not cover emergency medical evacuations.
7. You could run into major travel delays forcing you to miss a portion of your trip or cruise and be forced to pay additional lodging expenses while you wait.
8. You could be forced to evacuate your resort due to a predicted hurricane or other weather conditions, cutting your trip short.with no recourse for reimbursement for the remaining portion of your vacation.
9. You could lose your important travel documents, stranding you while traveling abroad.
10. You could be involved in an accident with your rental car and be responsible for thousands of dollars in damages.

*The foregoing scenarios are offered by Travel Guard only as examples. Travel Guard insurance is underwritten by American Home Assurance Company, a member of the AIG companies, with its principal place of business in New York, NY. This is a brief description of the coverage available. The policy contains limitations, exclusions, and termination provisions. Conflicts between this document and the policy will be governed by the Policy. Not all coverages are available in all states.

Non-insurance services through Travel Guard® Assist are provided by Travel Guard®. These are not insured benefits. Rather, they are services provided by Travel Guard and its member companies.

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