Types of Health Insurance

Major Medical /
Health Insurance

Types of Travel Insurance

Trip Delay or
Cancellation Insurance

Travel Medical
Insurance

Products from Assurant Health
(formerly Fortis Health)

Underwritten by Time Insurance
(formerly Fortis Insurance)

Assurant Health - Time Insurance
110 years old.
Nothing but health insurance.
No insurance company
in the country sells more
temporary health insurance.

Personalized Short Term Health Insurance

If You're Waiting for Employer-Sponsored Coverage at Your New Job--Don't Go Uninsured. A Temporary Health Insurance Policy is Ideal for Your Situation.

How Can Temporary Health Insurance Help You?
If you're a newly-hired employee experiencing a waiting period for health benefits, then you'll want to learn how our flexible, affordable temporary health plans can work for you.

Short Term Health Insurance Need:
Dan just landed a new job at an engineering company, but his employer's group health insurance coverage doesn't begin until he's been on the job for 90 days. For Dan, who has a young family, going without health coverage, for even one day, is too risky.

The Short Term Health Insurance Solution:
Dan's situation makes him an ideal candidate for a short term health insurance plan. Short term health insurance can be purchased for as few as 30 days or as long as 365 days, depending on the state you live in. Enrollment is simple and short term health insurance premiums are affordable. Furthermore. Dan will be able to choose his own doctors and deductibles. Dan can customize his policy to meet his needs. The higher the deductible he selects, the lower his monthly premium will be, and the monthly payment option enables him to discontinue the plan once his temporary insurance need ends. Best of all, a temporary health insurance plan purchased today will be fully effective as soon as tomorrow.

Although Dan is eligible for federal COBRA insurance through his former company, Dan may find that short term health insurance is better for his budget. COBRA insurance is designed to prevent interruptions in health insurance, but is often expensive. Customizable temporary medical insurance is an affordable alternative to COBRA.

Note: Short Term health insurance is intended to cover you in the case of an unexpected new illness or injury and does not cover pre-existing health conditions. Therefore, it may not be best for everyone. When choosing Short Term health coverage over COBRA, be careful not to allow a gap in time of more than 63 days when you have no coverage. You may affect your right to obtain permanent individual coverage without evidence of insurability.

Short term health insurance is not available in all states. WaveHelp is presently set up to sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL).

It only takes minutes to apply for short term health insurance online.
The cusotmized insurance quote is free and there's no obligation.

Know Someone Who Should be Told About Short Term Medical Insurance? Email a Friend!