Types of Health Insurance

Major Medical /
Health Insurance

Types of Travel Insurance

Trip Delay or
Cancellation Insurance

Travel Medical
Insurance

Products from Assurant Health
(formerly Fortis Health)

Underwritten by Time Insurance
(formerly Fortis Insurance)

Assurant Health - Time Insurance
110 years old.
Nothing but health insurance.
No insurance company
in the country sells more
temporary health insurance.

Personalized Short Term Health Insurance

I just Graduated from College and I Need Health Insurance...

How Can Temporary Health Insurance Help Recent Graduates?
For young adults that have recently graduated and are just getting started on a career, learn how our flexible, affordable, temporary health insurance plans can work for you. Consider the following scenarios featuring Heather and Phil--newly uninsured recent college graduates searching for affordable health insurance.

Short Term Health Insurance Need:
Heather and Phil just graduated from college. Phil has been hired at a great company; Heather, on the other hand, is deep into her search for the perfect job. Neither of them has health insurance.

Phil's Temporary Insurance Need
Phil's new job benefits will include a solid major medical group health insurance plan, but this employer-sponsored coverage doesn't start until he has been working for three months, Learn more about how short term health insurance can keep you insured while you wait for employer-sponsored insurance.

Heather's Temporary Insurance Need
Like Phil, Heather is currently uninsured. Upon her graduation, she became ineligible to be covered by her parent's health insurance policy. (She's no longer a full-time student and she's too old to be considered a dependent child)

The Short Term Medical Insurance Solution:
Both Phil and Heather are ideal candidates for short term health plans. Enrollment is simple, coverage begins immediately and premiums are affordable. Short term health insurance can be purchased for as few as 30 days or as long as 365* days, depending on the state you live in. Furthermore, Phil and Heather will be able to choose their own doctors and deductibles. The higher the deductible they select, the lower their monthly premium will be, and the monthly payment option enables them to discontinue the plan once their temporary insurance need ends. Both Phil and Heather can choose a personalized health insurance plan to meet their different needs. Since Heather is unsure how long she'll need coverage, she should consider the monthly payment option, so she can cancel coverage once her short-term need ends. Phil can save money with a three-month, single payment option, because he knows when his new health insurance coverage at his new job will begin.

A short term health insurance plan is a smart choice to bridge the gap between permanent health plans.

* Short term health Insurance is not available all states. WaveHelp is presently set up to sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL). We will alert you if your desired plan is not available in your state and this web site will only provide you with the ability to purchase plans available in your area.

It only takes minutes to apply for short term health insurance online.
The personalized health insurance quote is free and there's no obligation.

Know Someone Who Should be Told About Short Term Medical Insurance? Email a Friend!