Types of Health Insurance

Major Medical /
Health Insurance

Types of Travel Insurance

Trip Delay or
Cancellation Insurance

Travel Medical
Insurance

Products from Assurant Health
(formerly Fortis Health)

Underwritten by Time Insurance
(formerly Fortis Insurance)

Assurant Health - Time Insurance
110 years old.
Nothing but health insurance.
No insurance company
in the country sells more
temporary health insurance.

Personalized Short Term Health Insurance

I'm Between Jobs and I Need to Find Immediate Health Insurance Coverage

Temporary Health Insurance Offers Immediate Health Coverage.
If you are currently unemployed, lost your job or are on strike, an affordable short term health insurance policy can help protect you and your family from the cost associated with unexpected illnesses and injuries. Best of all, short term health plans offer immediate health insurance coverage. Apply today and your coverage can begin as soon as tomorrow. Consider the following scenario about Tim who lost his job due to corporate reorganization.

Short Term Health Insurance Need:
Tim's department was reorganized and he was laid off. He is confident he will find another job, but it may take several months. He is healthy, but he does not want to be without robust health insurance coverage - even for a day. The COBRA insurance plan offered by his former employer will take too big a bite out of his budget. He wants a low-cost, health insurance plan that he can discontinue once his need ends. And, he needs this policy to begin immediately.

Short Term Health Insurance Solution:
While Tim searches for a new position, a short term health insurance plan can provide the temporary safety net he needs. Enrollment is simple, premiums are affordable and coverage begins immediately. Best of all, Tim can personalize the health insurance plan that best suits his needs. When he lands his new job, Tim can keep his short term health insurance policy until his employer-sponsored health insurance starts.
Coverage can be purchased for as few as 30 days or as long as 365* days, depending on the state you live in. Tim chooses his own doctors and deductibles. The higher the deductible he selects, the lower his monthly premium. And the monthly payment option enables him to discontinue the plan once his temporary insurance need ends.
A personalized temporary health plan fulfills all his needs: immediate health coverage, major medical benefits, and an easy to discontinue policy once his employment situation changes.

Note: Short Term health insurance is intended to cover you in the case of an unexpected new illness or injury and does not cover pre-existing health conditions. Therefore, it may not be best for everyone. When choosing Short Term health coverage over COBRA, be careful not to allow a gap in time of more than 63 days when you have no coverage. You may affect your right to obtain permanent individual coverage without evidence of insurability.

* Short term health Insurance is not available all states. WaveHelp is presently set up to sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL). We will alert you if your desired plan is not available in your state and this web site will only provide you with the ability to purchase plans available in your area.

It only takes minutes to apply for personalized short term health insurance online.The quote is free and there's no obligation.

Know Someone Who Should be Told About Short Term Medical Insurance? Email a Friend!