Types of Health Insurance

Major Medical /
Health Insurance

Types of Travel Insurance

Trip Delay or
Cancellation Insurance

Travel Medical
Insurance

Products from Assurant Health
(formerly Fortis Health)

Underwritten by Time Insurance
(formerly Fortis Insurance)

Assurant Health - Time Insurance
110 years old.
Nothing but health insurance.
No insurance company
in the country sells more
temporary health insurance.

Personalized Short Term Health Insurance

I'm within 6 to 12 months of being eligible for Medicare....How can temporary health insurance help me?

Temporary Health Insurance is a low cost alternative to permanent health plans for persons nearing Medicare age.

Each year as you age, the cost of your health insurance goes up, significantly. Relief is in sight as you look forward to Medicare coverage. But there's also a way to save money now with a short term medical policy. Consider the following scenario about Dave who is about to turn 64.

Short Term Health Insurance Need:
Dave is about to turn 64 years old and has been watching his heath insurance premiums go up for some time. He turns 64 this week and wondering if a less expensive insurance option exists to tide him over until his Medicare begins. The insurance alternative must be affordable and must be robust; he wants coverage that is equal to his existing, high-priced medical insurance policy.

He knows that if he enrolls during the Medicare open enrollment period, he can have Medicare coverage effective on the first day of the month he turns 65 and Medicare can’t turn him down no matter what pre-existing health conditions he has at that time. He’s healthy now and expects to remain so but wants to be sure he has good health insurance in this last year before Medicare.

Possible Short Term Health Insurance Solution:
Since Dave is soon to be within one year of being eligible for Medicare, his first step is to check and be sure a 12 month short term health insurance plan is available. WaveHelp is presently set up to sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL), but not all states offer 12 month plans*. If a 365 day short term plan is not available in his state, Dave can still wait 6 more months and save by switching then to a 6 month short term health plan.

Being eligible for Short Term health insurance and having no pre-existing conditions that need to be covered, Dave compares the cost of having a short term health insurance policy during the time before Medicare kicks in and finds it is significantly cheaper than what he has now. He satisfies himself that the coverage of a short term health plan meets his needs. Dave's situation makes him an ideal candidate for a customized temporary health plan. He can get coverage for the exact number of days he needs, and can choose to pay for his plan in monthly installments or in one single payment. Enrollment is simple, premiums are affordable and best of all, coverage is immediate.

Note: Short Term health insurance is intended to cover you in the case of an unexpected illness or injury and does not cover pre-existing health conditions.

*Short Term health Insurance is not available all states. We will alert you if your desired plan is not available in your state and this Web site will only provide you with the ability to purchase plans available in your area.

It only takes minutes to apply for short term health insurance online.
The customized insurance quote is free and there's no obligation.

Know Someone Who Should be Told About Short Term Medical Insurance? Email a Friend!