How This Site Helps Others

When a natural disaster strikes, the victims need literally everything – water, food, clothing, shelter, medical care, sanitation supplies, location services to find missing family members, assistance finding jobs, etc.  It is impractical for the broker sponsoring this site to provide the tangible items to assist the victims.  However, everything to be provided needs to be purchased, so the broker provides financial support for humanitarian relief.

As explained in the “About WaveHelp” page, the insurance broker who set up this site will make monetary contributions to humanitarian relief for every policy of any type that is purchased using this web site. This includes all Health Insurance policies, Short Term Insurance policies, Travel Medical policies and Travel Insurance policies.

Here is how it works.  When an Internet client buys an Insurance policy using this web site, the insurance company sends an email to the broker confirming the details of the policy and the premium charge that has been paid by the client when the policy was purchased.

Using that information for each client, the brokerage staff calculates the amount of the contribution that will be made as a result of the sale.  If the commission is less than $20 (which means that half of the commission would be less than $10) then the amount of the contribution is exactly half of the commission.  If the commission is more than $20, then the amount of the contribution is exactly $10. 

When the commission is actually received from the insurance company by the broker, the charitable contribution calculated in this way is added to a pool of contributions and each time the amount of the pool equals $1,000, the broker sends a check for $1,000 to the charitable agency chosen by the broker.

The broker reserves the unilateral right to determine what charity will receive each check for $1,000 and the charities may vary with the passage of time.  Presently, the major designated charity to help victims in the United States is The Salvation Army.

Click here to join us in the effort to help hurricane, flood, and tsunami victims.

Click here to e-mail a friend and let them know how purchasing health insurance, short term health insurance, and travel insurance can benefit hurricane, flood, and tsunami victims worldwide.

What Could go Wrong when you Travel Without Travel Insurance?

You may have to cut your trip short and return home for an emergency such as an unexpected illness or death in the family forcing you to lose the remaining pre-paid portion of your trip and pay a ticket change fee for your return travel arrangements.

Can you afford to travel without Travel Insurance? Click here for more information about Trip Delay or Cancellation Insurance.