Wavehelp's online insurance site serves two important purposes. WaveHelp Insurance provides affordable health insurance, short term health insurance, travel health insurance and trip delay / cancellation insurance in an easy web-based way. At the same time, WaveHelp Insurance provides a way to generate on-going funds for humanitarian relief to the victims of hurricanes, floods, and tsunamis without asking anyone for donations.
Many employees are getting caught in the cutback caused by our slowing economy.
Without a group plan that is at least partly paid by their employer, health insurance can be a heavy burden. Affected employees have less income which is bad in itself and they also have more expense for medical coverage. It is a budget buster.
COBRA is an expensive option required of large employers. But, if the employer is small (and not required to offer continuation of group medical coverage) or the expense of COBRA is too high, laid off employees have another solution.
They can get Short Term medical insurance. Almost always, this temporary health insurance is less expensive than COBRA or conventional health coverage. The good news is that it is very robust health insurance allowing the covered person to get medical treatment from any doctor, any hospital, any pharmacy. There is no need to obtain a referral. Get more information at
http://www.wavehelp.com/short-term-medical-cobra.htm
Many students who graduated from high school a few months ago are getting ready to start their college career. Others are returning college students.
Short term medical insurance can be a smart choice for these young adults. It allows them to go to any doctor, any hospital, and any pharmacy. It simplifies medical care in this transition time when they are getting fully accustomed to living away from home. Rather than being restricted to "participating providers" they can go to a nearby provider who may have been recommended by a friend. Doctor services, hospital services, and prescription drugs are covered with just one ID card.
Though short-term health insurance is very comprehensive, it is also simple to use. Just go to the appropriate health care provider (no referral is needed) explain your symptoms and receive treatment. The provider will bill the insurance company directly (there is no office co-pay).
There is a wealth of additional information at
http://www.wavehelp.com/frequently-asked-questions.htm and you can get a quote or apply on-line by clicking on the yellow rectange in the upper right corner.
