Wavehelp's online insurance site serves two important purposes. WaveHelp Insurance provides affordable health insurance, short term health insurance, travel health insurance and trip delay / cancellation insurance in an easy web-based way. At the same time, WaveHelp Insurance provides a way to generate on-going funds for humanitarian relief to the victims of hurricanes, floods, and tsunamis without asking anyone for donations.
As with nearly all decisions, there are factors that argue FOR the decision and those AGAINST.
In the case of temporary medical insurance, the factors that argue for it include:
...much less expensive than conventional insurance,
...available as early as tomorrow morning rather than after a time-consuming underwriting process that can delay issuance for two weeks or more,
...allows policy holders to receive services from any doctor, any hospital, any pharmacy,
...policy works anywhere in the US.
The factors that can be viewed as negative are:
...the policy will not cover any pre-existing conditions,
...the policy does not pay for a well-patient checkup,
...the policy ends at a specified time even if you are under care at the time (there is usually a limited continuation of coverage),
...if an accident or illness while covered creates a pre-existing condition that prevents a rewrite (a subsequent short term health insurance policy to extend coverage) or issuance of a conventional health policy, future coverage is out of the question.
So, the purchase of short term bridge coverage is a balancing act - just like nearly everything else. Get more details at
www.wavehelp.com/temporary-medical-features.htm