Many students who graduated from high school a few months ago are getting ready to start their college career. Others are returning college students.

Short term medical insurance can be a smart choice for these young adults. It allows them to go to any doctor, any hospital, and any pharmacy. It simplifies medical care in this transition time when they are getting fully accustomed to living away from home. Rather than being restricted to "participating providers" they can go to a nearby provider who may have been recommended by a friend. Doctor services, hospital services, and prescription drugs are covered with just one ID card.

Though short-term health insurance is very comprehensive, it is also simple to use. Just go to the appropriate health care provider (no referral is needed) explain your symptoms and receive treatment. The provider will bill the insurance company directly (there is no office co-pay).

There is a wealth of additional information at http://www.wavehelp.com/frequently-asked-questions.htm and you can get a quote or apply on-line by clicking on the yellow rectange in the upper right corner.