Everyone has a life-long need for medical insurance because no one knows when they will need care. Since it is not possible to predict exactly WHEN we will need care, the smart thing to do is to ALWAYS have health insurance coverage. Temporary health insurance can help.

The majority of Americans receive their health insurance coverage through a group medical plan at work. If they make a smooth transition from one employer with a group health plan to another employer with a group plan, they will be continuously covered. But, what if they have a gap in employment? COBRA is a federal law requiring large employers to offer to departing employees the right to keep their coverage under the group plan after they leave. Such employees need to pay the employer THE FULL COST of the plan plus an optional administrative charge. Usually this is much more expensive for the employee because the employer-paid portion is not paid by the former employer any more. Many people in this situation do not know that they have another option - Short Term Health Insurance or Bridge Insurance. Usually, it is much less expensive than the full premium cost of a group plan (under COBRA) even though the coverage is very broad.

If you are between jobs, I urge you to check it out. You can read more at http://www.wavehelp.com/short-term-medical-cobra.htm

You can get a no-obligation quote at http://www.wavehelp.com/free-quote.htm