Wavehelp's online insurance site serves two important purposes. WaveHelp Insurance provides affordable health insurance, short term health insurance, travel health insurance and trip delay / cancellation insurance in an easy web-based way. At the same time, WaveHelp Insurance provides a way to generate on-going funds for humanitarian relief to the victims of hurricanes, floods, and tsunamis without asking anyone for donations.
Health insurance and travel insurance are both highly competitive fields of insurance. Each kind of insurance is offered by many brokers. Likewise, each kind is provided by many insurance companies.
It is prudent to know some details about the brokers and the insurance companies before you plunk down your money.
Relatively speaking, the broker is much less important. The broker just offers the product. Once you have purchased the insurance, the broker is out of the picture. The policy is a contract between just two parties - you and the insurance company. However, brokers do offer varying levels of service and information - especially on the Internet. For example, check out our explanations about short-term medical insurance.
Obviously you do not want to deal with a broker who contorts the facts even slightly. We want our brand,
www.WaveHelp.com, to stand for the highest level of honesty and service. So, from among all the insurers we could represent we have carefully chosen just a few known to be industry leaders and upstanding citizens. (By the way, I do NOT assert that they are the ONLY worthy insurers.) We would rather lose a potential sale than lose a client because of a bad result.
But, you should not take our word for it (nor the word of any other potentially biased source). You can easily check out the insurance companies using Internet capabilities. For example, the Department of Insurance in your state may offer a rating service for insurance companies. These "complaint index" kinds of services are a good source because the state has a fiduciary responsibility to be fair and complete in their reports. If you chose to use a search engine, like Google, to learn about insurers, be just a little skeptical about what you read. Some people take delight in overstating (or even fabricating) the story of some perceived bad treatment by an insurance company. Thus, such comments may not be of much real value to you as you decide which insurance company to use.
So, check out who's offering; check out who's providing - then buy with confidence.
